{"id":12137,"date":"2026-01-12T07:45:00","date_gmt":"2026-01-12T12:45:00","guid":{"rendered":"https:\/\/hinorivesud.com\/?p=12137"},"modified":"2026-01-12T15:12:05","modified_gmt":"2026-01-12T20:12:05","slug":"hino-l7-tco-total-cost-of-ownership-hino-l7","status":"publish","type":"post","link":"https:\/\/hinorivesud.com\/en\/hino-l7-tco-total-cost-of-ownership-hino-l7\/","title":{"rendered":"Hino L7 TCO | Total Cost of Ownership | Calculation, cashflow and tips"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"12137\" class=\"elementor elementor-12137 elementor-12136\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d2f3d92 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"d2f3d92\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a3cb9b4 elementor-widget elementor-widget-text-editor\" data-id=\"a3cb9b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>At a glance (Hino L7 TCO):<\/h3><ul><li><strong>TCO<\/strong> corresponds to the <strong>total real cost<\/strong> of a truck over the period: <strong>loss of value (purchase-resale) + fuel + annual charges (maintenance\/insurance\/plate) + interest<\/strong> (in this scenario).<\/li><li><strong>Calculation assumptions<\/strong>: <strong>Hino L7<\/strong> purchased <strong>$140,000<\/strong>, resold <strong>$75,000<\/strong> after <strong>5 years<\/strong>, use <strong>60,000 km\/year<\/strong>, diesel at <strong>$1.85\/L<\/strong>, average consumption <strong>24 L\/100 km<\/strong>, annual expenses <strong>$18,000<\/strong>, financing <strong>7.99% over 60 months<\/strong> with <strong>15% down payment<\/strong>.<\/li><li><strong>Loss of value<\/strong>: approx. <strong>$13,000\/year<\/strong>.<\/li><li><strong>Fuel<\/strong>: approximately <strong>$26,640\/year<\/strong>.<\/li><li><strong>Financing<\/strong>: <strong>$21,000<\/strong> down payment, <strong>$119,000<\/strong> financed, payment of approximately <strong>$2,412.32\/month<\/strong>, for a total of approximately <strong>$25,739.29<\/strong> in interest over 5 years.<\/li><\/ul><p>\u27a1\ufe0f <strong>Overall result<\/strong>: the <strong>Hino L7 TCO<\/strong> comes to <strong>\u2248 $62,787.86\/year<\/strong>, or <strong>\u2248 $1.05\/km<\/strong>, and <strong>\u2248 $313,939.29<\/strong> over <strong>5 years<\/strong> (net, after resale).<\/p><ul><li><strong>Monthly \u201cfield\u201d cashflow<\/strong> (payment + fuel + charges): <strong>\u2248 $6,132.32\/month<\/strong>.<\/li><li><strong>Major cash flows<\/strong>: <strong>-$21,000<\/strong> at start (down payment) then <strong>+$75,000<\/strong> at end (resale).<\/li><li><strong>The most sensitive factor<\/strong>: fuel consumption: driving <strong>60,000 km\/year<\/strong>, each <strong>+1 L\/100 km<\/strong> adds around <strong>$1,110\/year<\/strong> (diesel at <strong>$1.85\/L<\/strong>).<\/li><li><strong>What influences TCO the most<\/strong>: actual consumption, diesel price, resale value, and control of annual costs (maintenance\/insurance\/plate).<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f5784d0 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f5784d0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3d4480d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3d4480d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f9c0806 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"f9c0806\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Download our free TCO calculator!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-851f948 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"851f948\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Keep your free TCO calculator on your device for life.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-533aec5 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data-id=\"af3c221\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"#elementor-action%3Aaction%3Doff_canvas%3Atoggle%26settings%3DeyJpZCI6IjUzM2FlYzUiLCJkaXNwbGF5TW9kZSI6InRvZ2dsZSJ9\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-times\" viewBox=\"0 0 352 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M242.72 256l100.07-100.07c12.28-12.28 12.28-32.19 0-44.48l-22.24-22.24c-12.28-12.28-32.19-12.28-44.48 0L176 189.28 75.93 89.21c-12.28-12.28-32.19-12.28-44.48 0L9.21 111.45c-12.28 12.28-12.28 32.19 0 44.48L109.28 256 9.21 356.07c-12.28 12.28-12.28 32.19 0 44.48l22.24 22.24c12.28 12.28 32.2 12.28 44.48 0L176 322.72l100.07 100.07c12.28 12.28 32.2 12.28 44.48 0l22.24-22.24c12.28-12.28 12.28-32.19 0-44.48L242.72 256z\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-391362c elementor-widget elementor-widget-heading\" data-id=\"391362c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Download our TCO calculator <br>(Total Cost of Ownership)  <\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a940e47 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"a940e47\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e6a736e e-grid e-con-full wpr-particle-no wpr-jarallax-no wpr-parallax-no 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name=\"referer_title\" value=\"Hino L7 TCO : total cost of ownership + cashflow | Hino Rive-Sud\" \/>\n\n\t\t\t\t\t\t\t<input type=\"hidden\" name=\"queried_id\" value=\"12137\"\/>\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-above\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-prenom elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-prenom\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tYour first name\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[prenom]\" id=\"form-field-prenom\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"First name\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-nom elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-nom\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tYour surname\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[nom]\" id=\"form-field-nom\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"Name\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tEnter your e-mail address\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-md  elementor-field-textual\" 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320H160v-80c0-8.84 7.16-16 16-16h32c8.84 0 16 7.16 16 16v80h65.18c14.28 0 21.4 17.29 11.27 27.36zM377 105L279.1 7c-4.5-4.5-10.6-7-17-7H256v128h128v-6.1c0-6.3-2.5-12.4-7-16.9z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Download the calculator<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49fc15f elementor-widget elementor-widget-image\" data-id=\"49fc15f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"782\" height=\"1020\" src=\"https:\/\/hinorivesud.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min.jpeg\" class=\"attachment-full size-full wp-image-11831\" alt=\"Calculateur TCO gratuit, Calculateur de TCO gratuit en ligne, Calculateur de TCO pour camion\" srcset=\"https:\/\/hinorivesud.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min.jpeg 782w, https:\/\/hinorivesud.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min-230x300.jpeg 230w, https:\/\/hinorivesud.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min-768x1002.jpeg 768w, https:\/\/hinorivesud.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min-600x783.jpeg 600w, https:\/\/hinorivesud.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min-41x54.jpeg 41w\" sizes=\"(max-width: 782px) 100vw, 782px\" \/>\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Overview of the TCO calculator you're about to get<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da37858 elementor-align-justify elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"da37858\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#elementor-action%3Aaction%3Doff_canvas%3Aopen%26settings%3DeyJpZCI6IjUzM2FlYzUiLCJkaXNwbGF5TW9kZSI6Im9wZW4ifQ%3D%3D\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-file-download\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224 136V0H24C10.7 0 0 10.7 0 24v464c0 13.3 10.7 24 24 24h336c13.3 0 24-10.7 24-24V160H248c-13.2 0-24-10.8-24-24zm76.45 211.36l-96.42 95.7c-6.65 6.61-17.39 6.61-24.04 0l-96.42-95.7C73.42 337.29 80.54 320 94.82 320H160v-80c0-8.84 7.16-16 16-16h32c8.84 0 16 7.16 16 16v80h65.18c14.28 0 21.4 17.29 11.27 27.36zM377 105L279.1 7c-4.5-4.5-10.6-7-17-7H256v128h128v-6.1c0-6.3-2.5-12.4-7-16.9z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Download the calculator<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3402674 elementor-widget elementor-widget-text-editor\" data-id=\"3402674\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_84 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<span class=\"ez-toc-title\" style=\"cursor:inherit\">Table of contents<\/span>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/hinorivesud.com\/en\/hino-l7-tco-total-cost-of-ownership-hino-l7\/#Total_Cost_of_Ownership_Hino_L7_full_calculation_cashflow_5-year_scenario_60000_kmyear\" >Total Cost of Ownership Hino L7 full calculation + cashflow (5-year scenario \/ 60,000 km\/year)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/hinorivesud.com\/en\/hino-l7-tco-total-cost-of-ownership-hino-l7\/#2_Scenario_assumptions_basic_figures\" >2) Scenario assumptions (basic figures)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/hinorivesud.com\/en\/hino-l7-tco-total-cost-of-ownership-hino-l7\/#3_Hino_L7_TCO_calculation_step-by-step\" >3) Hino L7 TCO calculation (step-by-step)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/hinorivesud.com\/en\/hino-l7-tco-total-cost-of-ownership-hino-l7\/#4_Hino_L7_TCO_results_final_figures\" >4) Hino L7 TCO results (final figures)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/hinorivesud.com\/en\/hino-l7-tco-total-cost-of-ownership-hino-l7\/#5_CASHFLOW_version_what_you_actually_get_out_monthly_yearly\" >5) CASHFLOW version: what you actually get out (monthly + yearly)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/hinorivesud.com\/en\/hino-l7-tco-total-cost-of-ownership-hino-l7\/#6_Summary_Table_TCO_of_the_Hino_L6\" >6) Summary (Table): TCO of the Hino L6<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/hinorivesud.com\/en\/hino-l7-tco-total-cost-of-ownership-hino-l7\/#Tableau_1_TCO_Cout_Total_de_Possession_du_Hino_L7_%E2%80%93_Resume\" >Tableau 1 : TCO (Co\u00fbt Total de Possession) du Hino L7 \u2013 R\u00e9sum\u00e9<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/hinorivesud.com\/en\/hino-l7-tco-total-cost-of-ownership-hino-l7\/#Tableau_2_Cashflow_SortiesEntrees_%E2%80%93_Mensuel_du_Hino_L7\" >Tableau 2 : Cashflow (Sorties\/Entr\u00e9es) \u2013 Mensuel du Hino L7<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/hinorivesud.com\/en\/hino-l7-tco-total-cost-of-ownership-hino-l7\/#7_The_levers_that_really_move_your_TCO_and_how_to_control_them\" >7) The levers that really move your TCO (and how to control them)<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Total_Cost_of_Ownership_Hino_L7_full_calculation_cashflow_5-year_scenario_60000_kmyear\"><\/span>Total Cost of Ownership <a href=\"https:\/\/hinorivesud.com\/en\/hino-l7-truck\/\"><span style=\"text-decoration: underline;\">Hino L7<\/span><\/a> full calculation + cashflow (5-year scenario \/ 60,000 km\/year)<span class=\"ez-toc-section-end\"><\/span><\/h2><div><p>A price written on an order form is not enough to judge whether a truck is really profitable. To make an informed decision, it\u2019s better to look at the <strong>Total Cost of Ownership (TCO<\/strong> ): all the real expenses accumulated over the years and the kilometers <strong>depreciated, fuel, maintenance, insurance, registration, financing,<\/strong> etc., then <strong>take into account the resale value<\/strong> at the end of the term to obtain the net cost. <\/p><p>In the category of <strong>6-wheelers around 33,000 lbs GVWR<\/strong>, the <strong>Hino L7<\/strong> is a robust and versatile option. Whether for <strong>transport<\/strong> (26 to 28 foot box, distribution, fleet) or operations requiring greater capacity, it\u2019s not the price that matters, but what the truck represents <strong>in terms of cost per kilometer<\/strong> and <strong>monthly cashflow<\/strong>. That\u2019s exactly the approach <strong>Groupe National Hino Rive-Sud<\/strong> favors: aligning the right truck configuration with your operating reality <strong>\u2013 type of use, budget, load, and performance objectives<\/strong>.  <\/p><p>In this article, we use a concrete scenario of <strong>7.99% financing over 60 months with a 15% down payment<\/strong> to calculate the <strong>TCO of the Hino L7<\/strong>, then show you how to quickly adapt the model to your own data: <strong>annual mileage, actual consumption, diesel price, annual costs, resale value<\/strong> and other key parameters.<\/p><h3>Definition: What is TCO (total cost of ownership)?<\/h3><p><strong>TCO<\/strong> adds up truck-related costs over a period of time (often 3 to 7 years):<\/p><ul><li><strong>Depreciation<\/strong>: (purchase price \u2013 resale value)<\/li><li><strong>Fuel<\/strong><\/li><li><strong>Annual costs<\/strong>: maintenance, insurance, license plate<\/li><li><strong>Financing<\/strong>: interest (if applicable)<\/li><li>(Optional) tires, downtime, replacement vehicle, telematics, etc.<\/li><\/ul><p>\ud83d\udc49 In the end, you want 2 simple numbers:<\/p><ul><li><strong>$\/km<\/strong><\/li><li><p><strong>\/ month (cashflow)<\/strong><\/p><\/li><\/ul><h4>Why it\u2019s useful<\/h4><p>Because two trucks can have a similar purchase price\u2026 but cost very differently:<\/p><ul><li>one consumes more than the other<\/li><li>one retains its value better (and therefore has a higher resale value)<\/li><li>one has higher maintenance costs<\/li><li>one makes you lose more time in downtime<\/li><\/ul><p>\ud83d\udc49 The TCO allows you to compare \u201capples to apples\u201d and decide with a concrete figure:<\/p><ul><li><strong>Annual TCO<\/strong> (budget)<\/li><li><strong>TCO per km<\/strong> (profitability \/ operating cost)<\/li><\/ul><h2><span class=\"ez-toc-section\" id=\"2_Scenario_assumptions_basic_figures\"><\/span>2) Scenario assumptions (basic figures)<span class=\"ez-toc-section-end\"><\/span><\/h2><p>Let\u2019s take a fairly neutral, standard scenario for the transport industry:<\/p><ul><li><strong>Hino L7 (chassis cab only: no equipment) \u2013 Purchase price: $140,000<\/strong><\/li><li><strong>Resale after 5 years: $75,000<\/strong><\/li><li><strong>Usage: 60,000 km\/year<\/strong><\/li><li><strong>Horizon: 5 years (300,000 km)<\/strong><\/li><li><strong>Diesel: $1.85\/L<\/strong><\/li><li><strong>Average fuel consumption: 24 L\/100 km<\/strong><\/li><li><strong>Other costs (maintenance + insurance + plate)<\/strong>: <strong data-start=\"3737\" data-end=\"3765\">\u2248 <\/strong><strong>$18,000\/year<\/strong><\/li><li><strong>Financing: 7.99% over 60 months<\/strong><\/li><li><strong>Down payment: 15% or $21,000<\/strong><\/li><\/ul><blockquote><p><strong><span style=\"color: #ff0000;\">Please note<\/span><\/strong> <strong>taxes (GST\/QST), administration fees, tires, downtime<\/strong> and consumption variations (city\/highway\/load\/ralentiate) are <strong>not<\/strong> included here, to keep the model clear and comparable.<\/p><\/blockquote><h2 data-start=\"2742\" data-end=\"2784\"><span class=\"ez-toc-section\" id=\"3_Hino_L7_TCO_calculation_step-by-step\"><\/span>3) Hino L7 TCO calculation (step-by-step)<span class=\"ez-toc-section-end\"><\/span><\/h2><h3 data-start=\"2786\" data-end=\"2814\">A) Annual depreciation<\/h3><p><span class=\"base\"><span class=\"mord text\"><span class=\"mord\">D\u00e9<\/span><span class=\"mord\">pre<\/span><span class=\"mord\">ciation <\/span> <\/span><span class=\"mrel\">=  <\/span><\/span><span class=\"base\"><span class=\"mopen\">(<\/span><span class=\"mord\">140 <\/span><span class=\"mord\">000 $<\/span><span class=\"mbin\">-75<\/span><\/span><span class=\"base\"><span class=\"mord\"> <\/span><span class=\"mord\">000 $<\/span><span class=\"mclose\">)<\/span><span class=\"mord\">\/5 years <\/span><span class=\"mrel\">=<\/span><\/span><span class=\"base\"><span class=\"mord\">13 <\/span><span class=\"mord\">000<\/span><span class=\"mord\">$\/<\/span><span class=\"mord mathnormal\">year<\/span><\/span><\/p><p data-start=\"2886\" data-end=\"2922\">\u2705 <strong data-start=\"2888\" data-end=\"2904\">Depreciation<\/strong>: <strong data-start=\"2907\" data-end=\"2922\">$13,000\/year<\/strong><\/p><hr data-start=\"2924\" data-end=\"2927\"><h3 data-start=\"2929\" data-end=\"2966\">B) Annual fuel (24 L\/100 km) with 60,000 km\/year<\/h3><ol><li data-start=\"2970\" data-end=\"2981\">Litres\/year : <span class=\"base\"><span class=\"mord\">60 <\/span><span class=\"mord\">000<\/span><span class=\"mbin\">\u00d7<\/span><\/span><span class=\"base\"><span class=\"mord\">24\/100 <\/span><span class=\"mrel\">= <\/span><\/span><span class=\"base\"><span class=\"mord\">14 4<\/span><span class=\"mord\">00<\/span><span class=\"mspace\"> <\/span><span class=\"mord mathnormal\">L<\/span><span class=\"mord\">\/<\/span><span class=\"mord mathnormal\">year<\/span><\/span><\/li><li data-start=\"3026\" data-end=\"3038\"><p data-start=\"3029\" data-end=\"3038\">Cost\/year : <span class=\"base\"><span class=\"mord\">14 4<\/span><span class=\"mord\">00<\/span><span class=\"mbin\">\u00d7<\/span><\/span><span class=\"base\"><span class=\"mord\">1<\/span><span class=\"mpunct\">,<\/span><span class=\"mord\">85 <\/span><span class=\"mrel\">= 26 640<\/span><\/span><span class=\"base\"><span class=\"mspace\"> <\/span><span class=\"mord\">$\/<\/span><span class=\"mord mathnormal\">year<\/span><\/span><\/p><\/li><\/ol><p data-start=\"3083\" data-end=\"3116\">\u2705 <strong data-start=\"3085\" data-end=\"3098\">Fuel<\/strong>: <strong data-start=\"3101\" data-end=\"3116\">$26,640\/year<\/strong><\/p><hr data-start=\"3118\" data-end=\"3121\"><h3 data-start=\"3123\" data-end=\"3172\">C) Other annual costs (Approximately $18,000\/year)<\/h3><p data-start=\"3173\" data-end=\"3229\">\u2705 <strong data-start=\"3175\" data-end=\"3211\">Maintenance + insurance + plate<\/strong>: <strong data-start=\"3737\" data-end=\"3765\">\u2248<\/strong> <strong data-start=\"3214\" data-end=\"3229\">$18,000\/year<\/strong><\/p><hr data-start=\"3231\" data-end=\"3234\"><h3 data-start=\"3236\" data-end=\"3293\">D) Financing (7.99% over 60 months, 15% down payment)<\/h3><ul data-start=\"3294\" data-end=\"3549\"><li data-start=\"3294\" data-end=\"3344\"><p data-start=\"3296\" data-end=\"3344\"><strong data-start=\"3296\" data-end=\"3313\">Downpayment<\/strong>: $140,000 \u00d7 15% = <strong data-start=\"3332\" data-end=\"3344\">$21,000<\/strong><\/p><\/li><li data-start=\"3345\" data-end=\"3401\"><p data-start=\"3347\" data-end=\"3401\"><strong data-start=\"3347\" data-end=\"3366\">Amount financed<\/strong>: $140,000 \u2013 $21,000 = <strong data-start=\"3388\" data-end=\"3401\">$119,000<\/strong><\/p><\/li><li data-start=\"3402\" data-end=\"3456\"><p data-start=\"3404\" data-end=\"3456\"><strong data-start=\"3404\" data-end=\"3434\">Monthly payment (60 months)<\/strong>: <strong data-start=\"3437\" data-end=\"3456\">$2,412.32\/month<\/strong><\/p><\/li><li data-start=\"3457\" data-end=\"3549\"><p data-start=\"3459\" data-end=\"3549\"><strong data-start=\"3459\" data-end=\"3488\">Total interest over 5 years<\/strong>: <strong data-start=\"3491\" data-end=\"3506\">$25,739.29<\/strong><br data-start=\"3506\" data-end=\"3509\">\u2192 annual average: <strong data-start=\"3532\" data-end=\"3549\">$5,780.15\/year<\/strong><\/p><\/li><\/ul><p data-start=\"3551\" data-end=\"3604\">\u2705 <strong data-start=\"3553\" data-end=\"3584\">Interest (annual average)<\/strong>: <strong>$5,147.<\/strong><strong data-start=\"3587\" data-end=\"3604\"> 86\/year<\/strong><\/p><h2 data-start=\"3611\" data-end=\"3648\"><span class=\"ez-toc-section\" id=\"4_Hino_L7_TCO_results_final_figures\"><\/span>4) Hino L7 TCO results (final figures)<span class=\"ez-toc-section-end\"><\/span><\/h2><h4 data-start=\"3650\" data-end=\"3666\"><span style=\"font-size: 20px;\">\u2705 Hino L7 annual TCO<\/span><\/h4><p data-start=\"3938\" data-end=\"3971\"><span class=\"base\"><span class=\"mord\">13 <\/span><span class=\"mord\">000 <\/span><span class=\"mbin\">+ <\/span> <\/span><span class=\"base\"><span class=\"mord\">26 64<\/span><span class=\"mord\">0 <\/span><span class=\"mbin\">+ <\/span> <\/span><span class=\"base\"><span class=\"mord\">18 <\/span><span class=\"mord\">000 <\/span><span class=\"mbin\">+ 5 147<\/span><\/span><span class=\"base\"><span class=\"mpunct\">,86<\/span><span class=\"mord\"> <\/span><span class=\"mrel\">= <\/span> <\/span><span class=\"base\"><span class=\"mord\">62 787<\/span><span class=\"mpunct\">,86<\/span><span class=\"mspace\"> <\/span><span class=\"mord\">$\/<\/span><span class=\"mord mathnormal\">year<\/span><\/span><\/p><p data-start=\"3734\" data-end=\"3765\">\u27a1\ufe0f <strong data-start=\"3737\" data-end=\"3765\">Annual TCO \u2248 <span class=\"base\"><span class=\"mord\">$62,787<\/span><span class=\"mpunct\">.86<\/span><\/span> \/year<\/strong><\/p><h4 data-start=\"3767\" data-end=\"3783\"><span style=\"font-size: 20px;\">\u2705 Hino L7 TCO per km<\/span><\/h4><p data-start=\"3938\" data-end=\"3971\"><span class=\"base\"><span class=\"mord\">62 787<span class=\"mpunct\">,86<\/span> $ \/ 60 <\/span><span class=\"mord\">000 km <\/span><span class=\"mrel\">= <\/span><\/span><span class=\"base\"><span class=\"mord\">1<\/span><span class=\"mpunct\">,<\/span><span class=\"mord\">0465<\/span><span class=\"mspace\"> <\/span><span class=\"mord\">$\/<\/span><span class=\"mord mathnormal\">km<\/span><\/span><\/p><p data-start=\"3828\" data-end=\"3850\">\u27a1\ufe0f <strong data-start=\"3831\" data-end=\"3850\">TCO \u2248 $1.05\/km<\/strong><\/p><h4 data-start=\"3852\" data-end=\"3892\"><span style=\"font-size: 20px;\">\u2705 Net cost over 5 years (after resale) of the Hino L7<\/span><\/h4><p data-start=\"3938\" data-end=\"3971\"><span class=\"base\"><span class=\"mord\">62,787<span class=\"mpunct\">.86\/year<\/span> <\/span><span class=\"mbin\">\u00d7 <\/span><\/span><span class=\"base\"><span class=\"mord\">5 years <\/span><span class=\"mrel\">= <\/span><\/span><span class=\"base\"><span class=\"mord\">313 939,29<\/span><span class=\"mspace\"> <\/span><span class=\"mord\">$<\/span><\/span><\/p><p data-start=\"3938\" data-end=\"3971\">\u27a1\ufe0f <strong data-start=\"3941\" data-end=\"3971\">Net cost 5 years \u2248 $313,939<\/strong><\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ab4a9e8 elementor-widget elementor-widget-text-editor\" data-id=\"ab4a9e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><span class=\"ez-toc-section\" id=\"5_CASHFLOW_version_what_you_actually_get_out_monthly_yearly\"><\/span>5) CASHFLOW version: what you actually get out (monthly + yearly)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Cashflow is what helps you decide quickly: <strong>how much you take out each month<\/strong> to operate the truck.<\/p>\n\n<h3>A) Monthly cash flow (months 1 to 60)<\/h3>\n<ol>\n \t<li>\n<p><strong>Financing payment<\/strong>: <strong>$2,412.32\/month<\/strong><\/p>\n<\/li>\n \t<li>\n<p><strong>Fuel + other monthly costs<\/strong>: ($26,640 + $18,000<\/span><span class=\"mclose\">) \/ 12 months = $3,720.00\/month<\/p>\n<\/li>\n<\/ol>\n<p>\u2705 <strong>Monthly recurring total<\/strong>:<\/p>\n<p>2,412.32 + $3,720.00 = $6,132.32\/month<\/p>\n<p>\u27a1\ufe0f <strong>Monthly cashflow \u2248 $6,132.32\/month<\/strong><\/p>\n\n<h3>B) One-off flows<\/h3>\n<ul>\n \t<li>\n<p><strong>Day 0<\/strong>: <strong>$21,000<\/strong> down payment<\/p>\n<\/li>\n \t<li>\n<p><strong>Month 60<\/strong>: resale <strong>+$75,000<\/strong><\/p>\n<\/li>\n<\/ul>\n<p>\u27a1\ufe0f In <strong>month 60<\/strong>, you have a net cash flow of approximately: <strong>+75,000 \u2013 6,132.32 = +$68,867.68<\/strong><\/p>\n\n\n<hr>\n\n<h3>C) Annual cash flow (\u201cmanagement\u201d view)<\/h3>\n<p>Each year (1 to 5), you have :<\/p>\n\n<ul>\n \t<li>\n<p>Annual payments: $2,412.32 \u00d7 12 \u2248 <strong>$28,947.86<\/strong><\/p>\n<\/li>\n \t<li>Fuel: <strong>$26,640<\/strong><\/li>\n \t<li>Other costs: <strong>$18,000<\/strong><\/li>\n<\/ul>\n<strong>\u2705 Total annual output<\/strong>:\n\n28,947.86 + 26,640 + 18,000 = <strong>$73,587.86\/year<\/strong>\n<h3>D) Verification: net cash cost over 5 years<\/h3>\n<ul>\n \t<li>Total cash out = <strong>down payment + 60 payments + (fuel + other costs \u00d7 5)<\/strong><br>= $21,000 + $144,739.30 + $223,200<br>= <strong>$388,939.29<\/strong><\/li>\n \t<li>\n<p>Resale entry = <strong>$75,000<\/strong><\/p>\n<\/li>\n \t<li>\n<p>\u2705 5 <strong>-year net cash cost<\/strong> = <strong>$313,939.29<\/strong><br>(= exactly your 5-year net TCO)<\/p>\n<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f4ab02d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f4ab02d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-456d083 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"456d083\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3b3380 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"b3b3380\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Download our free TCO calculator!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-501de14 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"501de14\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Keep your free TCO calculator on your device for life.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e043b60 elementor-widget elementor-widget-off-canvas\" data-id=\"e043b60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"off-canvas.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"off-canvas-e043b60\" class=\"e-off-canvas\" role=\"dialog\" aria-hidden=\"true\" aria-label=\"Off-Canvas-Calculator-2-en\" aria-modal=\"true\" inert=\"\" data-delay-child-handlers=\"true\">\n\t\t\t<div class=\"e-off-canvas__overlay\"><\/div>\n\t\t\t<div class=\"e-off-canvas__main\">\n\t\t\t\t<div class=\"e-off-canvas__content\">\n\t\t\t\t\t<div class=\"elementor-element elementor-element-8eef5a7 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"8eef5a7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-75f3783 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"75f3783\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"#elementor-action%3Aaction%3Doff_canvas%3Atoggle%26settings%3DeyJpZCI6ImUwNDNiNjAiLCJkaXNwbGF5TW9kZSI6InRvZ2dsZSJ9\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-times\" viewBox=\"0 0 352 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M242.72 256l100.07-100.07c12.28-12.28 12.28-32.19 0-44.48l-22.24-22.24c-12.28-12.28-32.19-12.28-44.48 0L176 189.28 75.93 89.21c-12.28-12.28-32.19-12.28-44.48 0L9.21 111.45c-12.28 12.28-12.28 32.19 0 44.48L109.28 256 9.21 356.07c-12.28 12.28-12.28 32.19 0 44.48l22.24 22.24c12.28 12.28 32.2 12.28 44.48 0L176 322.72l100.07 100.07c12.28 12.28 32.2 12.28 44.48 0l22.24-22.24c12.28-12.28 12.28-32.19 0-44.48L242.72 256z\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8917b0e elementor-widget elementor-widget-heading\" data-id=\"8917b0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Download our TCO calculator <br>(Total Cost of Ownership)  <\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e79c2c3 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"e79c2c3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6467701 e-grid e-con-full wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"6467701\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-112b832 elementor-button-align-stretch elementor-widget elementor-widget-form\" data-id=\"112b832\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" id=\"Calculateur_TCO\" name=\"New form\" aria-label=\"New form\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"12137\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"112b832\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"Hino L7 TCO : total cost of ownership + cashflow | Hino Rive-Sud\" \/>\n\n\t\t\t\t\t\t\t<input type=\"hidden\" name=\"queried_id\" value=\"12137\"\/>\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-above\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-prenom elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-prenom\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tYour first name\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[prenom]\" id=\"form-field-prenom\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"First name\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-nom elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-nom\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tYour surname\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[nom]\" id=\"form-field-nom\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"Name\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tEnter your e-mail address\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"E-mail\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-tel elementor-field-group elementor-column elementor-field-group-field_1e5010d elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_1e5010d\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tEnter your phone number\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<input size=\"1\" type=\"tel\" name=\"form_fields[field_1e5010d]\" id=\"form-field-field_1e5010d\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"Phone\" required=\"required\" pattern=\"[0-9()#&+*-=.]+\" title=\"Only numbers and phone characters (#, -, *, etc) are accepted.\">\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-recaptcha_v3 elementor-field-group elementor-column elementor-field-group-field_a6f8145 elementor-col-100 recaptcha_v3-bottomright\">\n\t\t\t\t\t<div class=\"elementor-field\" id=\"form-field-field_a6f8145\"><div class=\"elementor-g-recaptcha\" data-sitekey=\"6LdKgvUrAAAAAHScyN3-pFYs4KKwRkMPxPVfSmYp\" data-type=\"v3\" data-action=\"Form\" data-badge=\"bottomright\" data-size=\"invisible\"><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-sm\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-file-download\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224 136V0H24C10.7 0 0 10.7 0 24v464c0 13.3 10.7 24 24 24h336c13.3 0 24-10.7 24-24V160H248c-13.2 0-24-10.8-24-24zm76.45 211.36l-96.42 95.7c-6.65 6.61-17.39 6.61-24.04 0l-96.42-95.7C73.42 337.29 80.54 320 94.82 320H160v-80c0-8.84 7.16-16 16-16h32c8.84 0 16 7.16 16 16v80h65.18c14.28 0 21.4 17.29 11.27 27.36zM377 105L279.1 7c-4.5-4.5-10.6-7-17-7H256v128h128v-6.1c0-6.3-2.5-12.4-7-16.9z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Download the calculator<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6860583 elementor-widget elementor-widget-image\" data-id=\"6860583\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"782\" height=\"1020\" src=\"https:\/\/hinorivesud.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min.jpeg\" class=\"attachment-full size-full wp-image-11831\" alt=\"Calculateur TCO gratuit, Calculateur de TCO gratuit en ligne, Calculateur de TCO pour camion\" srcset=\"https:\/\/hinorivesud.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min.jpeg 782w, https:\/\/hinorivesud.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min-230x300.jpeg 230w, https:\/\/hinorivesud.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min-768x1002.jpeg 768w, https:\/\/hinorivesud.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min-600x783.jpeg 600w, https:\/\/hinorivesud.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min-41x54.jpeg 41w\" sizes=\"(max-width: 782px) 100vw, 782px\" \/>\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Overview of the TCO calculator you're about to get<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8d940be elementor-align-justify elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"8d940be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#elementor-action%3Aaction%3Doff_canvas%3Aopen%26settings%3DeyJpZCI6ImUwNDNiNjAiLCJkaXNwbGF5TW9kZSI6Im9wZW4ifQ%3D%3D\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-file-download\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224 136V0H24C10.7 0 0 10.7 0 24v464c0 13.3 10.7 24 24 24h336c13.3 0 24-10.7 24-24V160H248c-13.2 0-24-10.8-24-24zm76.45 211.36l-96.42 95.7c-6.65 6.61-17.39 6.61-24.04 0l-96.42-95.7C73.42 337.29 80.54 320 94.82 320H160v-80c0-8.84 7.16-16 16-16h32c8.84 0 16 7.16 16 16v80h65.18c14.28 0 21.4 17.29 11.27 27.36zM377 105L279.1 7c-4.5-4.5-10.6-7-17-7H256v128h128v-6.1c0-6.3-2.5-12.4-7-16.9z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Download the calculator<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c981f3 elementor-widget elementor-widget-heading\" data-id=\"7c981f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Or calculate your TCO here<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5519ed4 elementor-widget-mobile__width-inherit elementor-widget elementor-widget-n-accordion\" data-id=\"5519ed4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8920\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8920\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h4 class=\"e-n-accordion-item-title-text\"> Online TCO calculator (click to view) <\/h4><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8920\" class=\"elementor-element elementor-element-db61cfe e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"db61cfe\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-63f7ddd elementor-widget elementor-widget-html\" data-id=\"63f7ddd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div 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color:#ffffff;}\n    #tcoCalcV1 .note{font-size:12px; color:var(--muted); margin-top:10px; line-height:1.45;}\n\n    \/* R\u00e9sultats *\/\n    #tcoCalcV1 .kpis{display:flex-wrap; grid-template-columns:1fr 1fr; gap:10px; margin-bottom:12px;}\n    @media (max-width: 520px){ #tcoCalcV1 .kpis{grid-template-columns:1fr;} }\n    #tcoCalcV1 .kpi{\n      border:1px solid var(--line);\n      border-radius:14px;\n      padding:12px;\n      background: var(--panel);\n    }\n    #tcoCalcV1 .kpi .lab{font-size:17px;font-weight:600; color:#ffffff; margin-bottom:6px;background-color:#de3333}\n    #tcoCalcV1 .kpi .val{font-size:22px; font-weight:900; letter-spacing:.2px;}\n    #tcoCalcV1 .kpi .hint{font-size:11px; color:#111111; margin-top:0px;}\n\n    \/* \u2705 BREAKDOWN en flex + scroll horizontal (mobile), wrap (desktop) *\/\n#tcoCalcV1 .breakdown{\n  border-top:1px solid var(--line);\n  margin-top:12px;\n  padding-top:12px;\n  display:flex;\n  gap:8px;\n\n  \/* Mobile first: scroll horizontal *\/\n  flex-wrap:nowrap;\n  overflow-x:auto;\n  overflow-y:hidden;\n  -webkit-overflow-scrolling:touch;\n\n  \/* petit padding pour \u00e9viter que le scrollbar colle *\/\n  padding-bottom:8px;\n}\n\n\/* Cartes: largeur fixe => scroll fluide *\/\n#tcoCalcV1 .breakdown .item{\n  flex:0 0 150px; \/* largeur de carte (ajuste: 280\u2013360) *\/\n  min-width:150px;\n\n  display:flex;\n  align-items:flex-start;\n  justify-content:space-between;\n  gap:12px;\n  padding:10px 12px;\n  border:1px solid var(--line);\n  border-radius:12px;\n  background: var(--panel);\n  flex-wrap: wrap;\n}\n\n\/* \u00c0 l\u2019int\u00e9rieur, on garde la colonne de droite compacte *\/\n#tcoCalcV1 .breakdown .right{\n  text-align:right;\n  min-width:10px;\n  font-weight:900;\n}\n\n\/* \u2705 Desktop: wrap en 2 colonnes (plus lisible), scroll d\u00e9sactiv\u00e9 *\/\n@media (min-width: 980px){\n  #tcoCalcV1 .breakdown{\n    flex-wrap:wrap;\n    overflow-x:visible;\n    padding-bottom:0;\n  }\n  #tcoCalcV1 .breakdown .item{\n    flex:1 1 calc(50% - 8px); \/* 2 colonnes *\/\n    min-width: 20px \/* emp\u00eache trop petit *\/\n  }\n}\n\n\/* (Optionnel) scrollbar plus discret *\/\n#tcoCalcV1 .breakdown::-webkit-scrollbar{ height:10px; }\n#tcoCalcV1 .breakdown::-webkit-scrollbar-thumb{\n  background: #de3333;\n  border-radius: 999px;\n}\n#tcoCalcV1 .breakdown::-webkit-scrollbar-track{\n  background: #efefef;\n  border-radius: 999px;\n}\n\n    #tcoCalcV1 .item b{font-size:13px;}\n    #tcoCalcV1 .item .small{font-size:12px; color:#111111; margin-top:3px;}\n    #tcoCalcV1 .right{text-align:right; min-width:160px; font-weight:900;}\n    #tcoCalcV1 .warn{color:var(--warn); font-size:12px; margin-top:10px; line-height:1.45; display:none;}\n    #tcoCalcV1 .error{color:var(--danger); font-size:12px; margin-top:10px; line-height:1.45; display:none;}\n\n    #tcoCalcV1 .toggleRow{\n      display:flex; gap:10px; flex-wrap:wrap; align-items:center;\n      border:1px dashed var(--line);\n      border-radius:12px;\n      padding:10px 12px;\n      background: rgba(11,19,38,.35);\n    }\n    #tcoCalcV1 .toggleRow input[type=\"checkbox\"]{width:auto; margin:0 6px 0 0;}\n    #tcoCalcV1 .toggleRow span{font-size:13px; color:#ffffff;}\n    #tcoCalcV1 .mutedInline{font-size:12px; color:var(--muted);}\n    #tcoCalcV1 .hidden{display:none !important;}\n  <\/style>\n\n  <div class=\"grid\">\n    <!-- FORM -->\n    <div class=\"card\">\n      <div class=\"head\">\n        <div>\n          <h3 class=\"title\">Calculateur TCO Camion Hino<\/h3>\n          <div class=\"sub\">Sorties : <b>TCO annuel<\/b> + <b>TCO par km<\/b> (avec options TPS\/TVQ, pneus et downtime)<\/div>\n        <\/div>\n      <\/div>\n\n      <div class=\"body\">\n        <div class=\"form\">\n          <div>\n            <label>Prix d\u2019achat (avant taxes) \u2014 $<\/label>\n            <div class=\"field\"><input data-f=\"purchase\" type=\"number\" step=\"1\" value=\"140000\"><\/div>\n          <\/div>\n          <div>\n            <label>Prix de revente (fin p\u00e9riode) \u2014 $<\/label>\n            <div class=\"field\"><input data-f=\"resale\" type=\"number\" step=\"1\" value=\"75000\"><\/div>\n          <\/div>\n\n          <div>\n            <label>P\u00e9riode d\u2019analyse \u2014 ann\u00e9es<\/label>\n            <div class=\"field\"><input data-f=\"years\" type=\"number\" step=\"0.5\" value=\"5\"><\/div>\n          <\/div>\n          <div>\n            <label>Kilom\u00e9trage annuel \u2014 km\/an<\/label>\n            <div class=\"field\"><input data-f=\"kmYear\" type=\"number\" step=\"100\" value=\"60000\"><\/div>\n          <\/div>\n\n          <div>\n            <label>Consommation \u2014 L\/100 km<\/label>\n            <div class=\"field\"><input data-f=\"cons\" type=\"number\" step=\"0.1\" value=\"24\"><\/div>\n          <\/div>\n          <div>\n            <label>Prix du diesel \u2014 $\/L<\/label>\n            <div class=\"field\"><input data-f=\"diesel\" type=\"number\" step=\"0.01\" value=\"1.85\"><\/div>\n          <\/div>\n\n          <div class=\"row2\">\n            <label>Autres co\u00fbts annuels \u2014 maintenance + assurance + plaque ($\/an)<\/label>\n            <div class=\"field\"><input data-f=\"otherAnnual\" type=\"number\" step=\"50\" value=\"18000\"><\/div>\n          <\/div>\n\n          <div class=\"row2\">\n            <span class=\"sectionTag\">Options<\/span>\n          <\/div>\n\n          <div class=\"row2 toggleRow\">\n            <label style=\"margin:0;\">\n              <input data-f=\"useTaxes\" type=\"checkbox\" checked>\n              <span><b>Inclure TPS\/TVQ<\/b><\/span>\n            <\/label>\n            <span class=\"mutedInline\">Par d\u00e9faut : TPS 5% + TVQ 9,975%<\/span>\n          <\/div>\n\n          <div data-block=\"taxes\" class=\"row2\">\n            <div class=\"form\" style=\"margin-top:10px;\">\n              <div>\n                <label>TPS (GST) \u2014 %<\/label>\n                <div class=\"field\"><input data-f=\"gst\" type=\"number\" step=\"0.001\" value=\"5\"><\/div>\n              <\/div>\n              <div>\n                <label>TVQ (QST) \u2014 %<\/label>\n                <div class=\"field\"><input data-f=\"qst\" type=\"number\" step=\"0.001\" value=\"9.975\"><\/div>\n              <\/div>\n\n              <div>\n                <label>Taxes pay\u00e9es\u2026<\/label>\n                <div class=\"field\">\n                  <select data-f=\"taxPayMode\">\n                    <option value=\"cash\" selected>Comptant (au d\u00e9part)<\/option>\n                    <option value=\"finance\">Financ\u00e9es (ajout\u00e9es au pr\u00eat)<\/option>\n                  <\/select>\n                <\/div>\n              <\/div>\n\n              <div>\n                <label>Mise de fonds appliqu\u00e9e sur\u2026<\/label>\n                <div class=\"field\">\n                  <select data-f=\"downBase\">\n                    <option value=\"pretax\" selected>Prix avant taxes<\/option>\n                    <option value=\"withtax\">Prix + taxes<\/option>\n                  <\/select>\n                <\/div>\n              <\/div>\n\n              <div class=\"row2 mutedInline\">\n                Taxes calcul\u00e9es sur le prix avant taxes (TPS + TVQ). *(Mod\u00e8le QC standard.)*\n              <\/div>\n            <\/div>\n          <\/div>\n\n          <div class=\"row2 toggleRow\" style=\"margin-top:10px;\">\n            <label style=\"margin:0;\">\n              <input data-f=\"useTires\" type=\"checkbox\">\n              <span><b>Inclure pneus<\/b><\/span>\n            <\/label>\n            <span class=\"mutedInline\">Budget annuel ou calcul au km<\/span>\n          <\/div>\n\n          <div data-block=\"tires\" class=\"row2 hidden\">\n            <div class=\"form\" style=\"margin-top:10px;\">\n              <div>\n                <label>Budget pneus annuel ($\/an)<\/label>\n                <div class=\"field\"><input data-f=\"tiresAnnual\" type=\"number\" step=\"50\" value=\"0\"><\/div>\n              <\/div>\n              <div>\n                <label>OU co\u00fbt d\u2019un ensemble pneus ($)<\/label>\n                <div class=\"field\"><input data-f=\"tireSetCost\" type=\"number\" step=\"50\" value=\"0\"><\/div>\n              <\/div>\n              <div>\n                <label>Dur\u00e9e de vie estim\u00e9e (km)<\/label>\n                <div class=\"field\"><input data-f=\"tireLifeKm\" type=\"number\" step=\"1000\" value=\"0\"><\/div>\n              <\/div>\n              <div class=\"mutedInline\" style=\"grid-column:1\/-1;\">\n                Si \u201cBudget pneus annuel\u201d > 0 \u2192 utilis\u00e9 en priorit\u00e9. Sinon : (co\u00fbt ensemble \u00f7 dur\u00e9e de vie) \u00d7 km\/an.\n              <\/div>\n            <\/div>\n          <\/div>\n\n          <div class=\"row2 toggleRow\" style=\"margin-top:10px;\">\n            <label style=\"margin:0;\">\n              <input data-f=\"useDowntime\" type=\"checkbox\">\n              <span><b>Inclure downtime<\/b> (pertes \/ location \/ remorquage)<\/span>\n            <\/label>\n            <span class=\"mutedInline\">Jours\/an \u00d7 co\u00fbt\/jour ou budget annuel<\/span>\n          <\/div>\n\n          <div data-block=\"downtime\" class=\"row2 hidden\">\n            <div class=\"form\" style=\"margin-top:10px;\">\n              <div>\n                <label>Downtime \u2014 budget annuel ($\/an)<\/label>\n                <div class=\"field\"><input data-f=\"downAnnual\" type=\"number\" step=\"100\" value=\"0\"><\/div>\n              <\/div>\n              <div>\n                <label>OU jours d\u2019arr\u00eat par an (jours\/an)<\/label>\n                <div class=\"field\"><input data-f=\"downDays\" type=\"number\" step=\"0.5\" value=\"0\"><\/div>\n              <\/div>\n              <div>\n                <label>Co\u00fbt par jour d\u2019arr\u00eat ($\/jour)<\/label>\n                <div class=\"field\"><input data-f=\"downCostDay\" type=\"number\" step=\"50\" value=\"0\"><\/div>\n              <\/div>\n              <div class=\"mutedInline\" style=\"grid-column:1\/-1;\">\n                Si \u201cbudget annuel\u201d > 0 \u2192 utilis\u00e9 en priorit\u00e9. Sinon : jours\/an \u00d7 co\u00fbt\/jour.\n              <\/div>\n            <\/div>\n          <\/div>\n\n          <div class=\"row2\">\n            <span class=\"sectionTag\">Financement (optionnel)<\/span>\n          <\/div>\n\n          <div>\n            <label>Taux d\u2019int\u00e9r\u00eat annuel (APR %) <\/label>\n            <div class=\"field\"><input data-f=\"apr\" type=\"number\" step=\"0.01\" value=\"7.99\"><\/div>\n          <\/div>\n          <div>\n            <label>Terme du pr\u00eat (mois)<\/label>\n            <div class=\"field\"><input data-f=\"termMonths\" type=\"number\" step=\"1\" value=\"60\"><\/div>\n          <\/div>\n\n          <div>\n            <label>Mise de fonds<\/label>\n            <div class=\"field\">\n              <select data-f=\"downType\">\n                <option value=\"percent\" selected>Pourcentage (%)<\/option>\n                <option value=\"amount\">Montant ($)<\/option>\n              <\/select>\n            <\/div>\n          <\/div>\n          <div>\n            <label>Valeur mise de fonds<\/label>\n            <div class=\"field\"><input data-f=\"downValue\" type=\"number\" step=\"0.01\" value=\"15\"><\/div>\n          <\/div>\n\n          <div class=\"actions row2\">\n            <button class=\"btn-primary\" type=\"button\" data-act=\"calc\">Calculer<\/button>\n            <button class=\"btn-ghost\" type=\"button\" data-act=\"reset\">R\u00e9initialiser<\/button>\n            <div class=\"pill\">Auto-calcul activ\u00e9<\/div>\n          <\/div>\n\n          <div class=\"note row2\">\n            <b>Formule TCO (annuel)<\/b> = D\u00e9pr\u00e9ciation + Carburant + Autres co\u00fbts annuels + Pneus + Downtime + Int\u00e9r\u00eats (moyenn\u00e9s sur la p\u00e9riode) + Taxes (si comptant, amorties sur la p\u00e9riode; si financ\u00e9es, incluses via le pr\u00eat).\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n\n    <!-- RESULTS -->\n    <div class=\"card\">\n      <div class=\"head\">\n        <div>\n          <div class=\"title\">R\u00e9sultats<\/div>\n          <div class=\"sub\">TCO annuel \u2022 TCO par km \u2022 cashflow mensuel (indicatif)<\/div>\n        <\/div>\n      <\/div>\n\n      <div class=\"body\">\n        <div class=\"kpis\">\n          <div class=\"kpi\">\n            <div class=\"lab\">TCO annuel<\/div>\n            <div class=\"val\" data-out=\"tcoAnnual\">$\u2014<\/div>\n            <div class=\"hint\" data-out=\"tcoAnnualHint\">\u2014<\/div>\n          <\/div>\n          <div class=\"kpi\">\n            <div class=\"lab\">TCO par km<\/div>\n            <div class=\"val\" data-out=\"tcoPerKm\">$\u2014<\/div>\n            <div class=\"hint\" data-out=\"tcoPerKmHint\">\u2014<\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"breakdown\">\n          <div class=\"item\">\n            <div><b>D\u00e9pr\u00e9ciation (annuelle)<\/b><div class=\"small\">(achat \u2212 revente) \u00f7 ann\u00e9es<\/div><\/div>\n            <div class=\"right\" data-out=\"depAnnual\">$\u2014<\/div>\n          <\/div>\n\n          <div class=\"item\">\n            <div><b>Carburant (annuel)<\/b><div class=\"small\">km\/an \u00d7 (L\/100 \u00f7 100) \u00d7 $\/L<\/div><\/div>\n            <div class=\"right\" data-out=\"fuelAnnual\">$\u2014<\/div>\n          <\/div>\n\n          <div class=\"item\">\n            <div><b>Taxes (annuel)<\/b><div class=\"small\">si TPS\/TVQ comptant : (taxes \u00f7 ann\u00e9es). Si financ\u00e9es : 0 ici.<\/div><\/div>\n            <div class=\"right\" data-out=\"taxAnnual\">$\u2014<\/div>\n          <\/div>\n\n          <div class=\"item\">\n            <div><b>Pneus (annuel)<\/b><div class=\"small\">budget annuel ou calcul au km<\/div><\/div>\n            <div class=\"right\" data-out=\"tiresAnnualOut\">$\u2014<\/div>\n          <\/div>\n\n          <div class=\"item\">\n            <div><b>Downtime (annuel)<\/b><div class=\"small\">budget annuel ou jours \u00d7 co\u00fbt\/jour<\/div><\/div>\n            <div class=\"right\" data-out=\"downAnnualOut\">$\u2014<\/div>\n          <\/div>\n\n          <div class=\"item\">\n            <div><b>Autres co\u00fbts (annuels)<\/b><div class=\"small\">maintenance + assurance + plaque<\/div><\/div>\n            <div class=\"right\" data-out=\"otherAnnualOut\">$\u2014<\/div>\n          <\/div>\n\n          <div class=\"item\">\n            <div><b>Int\u00e9r\u00eats (moyenne annuelle)<\/b><div class=\"small\">int\u00e9r\u00eats pay\u00e9s pendant la p\u00e9riode \u00f7 ann\u00e9es<\/div><\/div>\n            <div class=\"right\" data-out=\"interestAnnual\">$\u2014<\/div>\n          <\/div>\n\n          <div class=\"item\">\n            <div><b>Paiement mensuel (pr\u00eat)<\/b><div class=\"small\">inclut taxes si \u201ctaxes financ\u00e9es\u201d<\/div><\/div>\n            <div class=\"right\" data-out=\"paymentMonthly\">$\u2014<\/div>\n          <\/div>\n\n          <div class=\"item\">\n            <div><b>Cashflow mensuel r\u00e9current (indicatif)<\/b><div class=\"small\">paiement + (carburant + co\u00fbts annuels)\/12<\/div><\/div>\n            <div class=\"right\" data-out=\"cashflowMonthly\">$\u2014<\/div>\n          <\/div>\n\n          <div class=\"item\">\n            <div><b>Co\u00fbt net sur la p\u00e9riode<\/b><div class=\"small\">TCO annuel \u00d7 ann\u00e9es<\/div><\/div>\n            <div class=\"right\" data-out=\"netPeriod\">$\u2014<\/div>\n          <\/div>\n\n          <div class=\"item\">\n            <div><b>Jour 0 (sortie ponctuelle)<\/b><div class=\"small\">mise de fonds + taxes comptant (si activ\u00e9)<\/div><\/div>\n            <div class=\"right\" data-out=\"upfront\">$\u2014<\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"warn\" data-out=\"warn\"><\/div>\n        <div class=\"error\" data-out=\"error\"><\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <script>\n    (function(){\n      const root = document.getElementById(\"tcoCalcV1\");\n      if(!root) return;\n\n      const q = (sel) => root.querySelector(sel);\n      const qa = (sel) => Array.from(root.querySelectorAll(sel));\n\n      const get = (key) => q(`[data-f=\"${key}\"]`);\n      const out = (key) => q(`[data-out=\"${key}\"]`);\n\n      const fmtCAD0 = new Intl.NumberFormat(\"fr-CA\", { style:\"currency\", currency:\"CAD\", maximumFractionDigits:0 });\n      const fmtCAD2 = new Intl.NumberFormat(\"fr-CA\", { style:\"currency\", currency:\"CAD\", minimumFractionDigits:2, maximumFractionDigits:2 });\n      const fmtNum2 = new Intl.NumberFormat(\"fr-CA\", { minimumFractionDigits:2, maximumFractionDigits:2 });\n\n      function n(v){ const x = Number(v); return Number.isFinite(x) ? x : NaN; }\n\n      function amortization(principal, aprPercent, termMonths, monthsToSim){\n        if(principal <= 0 || termMonths <= 0 || monthsToSim <= 0) return { payment:0, totalInterest:0 };\n        const r = (aprPercent\/100)\/12;\n        let payment = 0;\n\n        if(r === 0) payment = principal\/termMonths;\n        else payment = principal * r \/ (1 - Math.pow(1+r, -termMonths));\n\n        let balance = principal;\n        let totalInterest = 0;\n\n        for(let m=1; m<=monthsToSim; m++){\n          const interest = balance * r;\n          let principalPaid = payment - interest;\n          if(principalPaid < 0) principalPaid = 0;\n          balance -= principalPaid;\n          totalInterest += interest;\n          if(balance <= 0){ balance = 0; break; }\n        }\n        return { payment, totalInterest };\n      }\n\n      function downPayment(purchaseBeforeTax, purchaseWithTax){\n        const downType = get(\"downType\").value;\n        const downValue = n(get(\"downValue\").value);\n        const base = get(\"downBase\").value; \/\/ pretax \/ withtax\n        const baseAmount = (base === \"withtax\") ? 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taxesAmount(purchase) : 0;\n\n        const purchaseWithTax = purchase + taxAmt;\n\n        \/\/ Down payment\n        const down = downPayment(purchase, purchaseWithTax);\n\n        \/\/ Financing principal\n        const financedBase = (get(\"downBase\").value === \"withtax\") ? 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Les int\u00e9r\u00eats sont simul\u00e9s sur ${monthsToSim} mois (p\u00e9riode analys\u00e9e).`;\n          showMsg(\"warn\", msg);\n        }\n      }\n\n      \/\/ Events\n      qa('input,select').forEach(el => {\n        el.addEventListener(\"input\", render);\n        el.addEventListener(\"change\", render);\n      });\n\n      q('[data-act=\"calc\"]').addEventListener(\"click\", render);\n\n      q('[data-act=\"reset\"]').addEventListener(\"click\", function(){\n        get(\"purchase\").value = 130000;\n        get(\"resale\").value = 70000;\n        get(\"years\").value = 5;\n        get(\"kmYear\").value = 60000;\n        get(\"cons\").value = 23;\n        get(\"diesel\").value = 1.85;\n        get(\"otherAnnual\").value = 18000;\n\n        get(\"useTaxes\").checked = true;\n        get(\"gst\").value = 5;\n        get(\"qst\").value = 9.975;\n        get(\"taxPayMode\").value = \"cash\";\n        get(\"downBase\").value = \"pretax\";\n\n        get(\"useTires\").checked = false;\n        get(\"tiresAnnual\").value = 0;\n        get(\"tireSetCost\").value = 0;\n        get(\"tireLifeKm\").value = 0;\n\n        get(\"useDowntime\").checked = false;\n        get(\"downAnnual\").value = 0;\n        get(\"downDays\").value = 0;\n        get(\"downCostDay\").value = 0;\n\n        get(\"apr\").value = 7.99;\n        get(\"termMonths\").value = 60;\n        get(\"downType\").value = \"percent\";\n        get(\"downValue\").value = 15;\n\n        render();\n      });\n\n      \/\/ init\n      render();\n    })();\n  <\/script>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68557fa elementor-widget elementor-widget-heading\" data-id=\"68557fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"ez-toc-section\" id=\"6_Summary_Table_TCO_of_the_Hino_L6\"><\/span>6) Summary (Table): TCO of the Hino L6<span class=\"ez-toc-section-end\"><\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cae92d8 elementor-widget elementor-widget-html\" data-id=\"cae92d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!-- TCO du Hino L7 (aucun d\u00e9bordement sur la page) --><section class=\"tco-cashflow-wrap\"><style>.tco-cashflow-wrap{\n      font-family:system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;\n      line-height:1.5;\n      max-width:100%;\n      overflow:hidden; \/* Emp\u00eache tout d\u00e9bordement global *\/\n    }\n\n    .tco-grid{display:grid;grid-template-columns:1fr;gap:16px}\n    @media(min-width:980px){.tco-grid{grid-template-columns:1fr 1fr}}\n\n    .tco-card{\n      border:1px solid #e5e7eb;border-radius:14px;padding:16px;background:#fff;\n      box-shadow:0 1px 2px rgba(0,0,0,.05);\n      max-width:100%;\n      overflow:hidden; \/* Emp\u00eache le d\u00e9bordement \u00e0 l'int\u00e9rieur de la carte *\/\n    }\n\n    .tco-card h2{margin:0 0 10px;font-size:18px}\n    .tco-note{margin:8px 0 0;color:#4b5563;font-size:13px}\n    .tco-badges{display:flex;flex-wrap:wrap;gap:8px;margin:6px 0 10px}\n    .badge{display:inline-flex;align-items:center;border:1px solid #dd3333;border-radius:999px;padding:4px 10px;font-size:12px;background:#dd3333}\n\n    \/* \u2705 SCROLL UNIQUEMENT SUR LES TABLES *\/\n    .table-scroll{\n      width:100%;\n      max-width:100%;\n      overflow-x:auto;\n      overflow-y:hidden;\n      -webkit-overflow-scrolling:touch;\n      white-space:nowrap;\n      border:1px solid #eef0f3;\n      border-radius:12px;\n      background:#fff;\n    }\n\n    \/* Indice discret si scroll possible *\/\n    .scroll-hint{\n      display:none;\n      margin:6px 0 0;\n      font-size:12px;\n      color:#6b7280;\n    }\n    @media(max-width:979px){ .scroll-hint{display:block;} }\n\n    \/* La table peut d\u00e9passer le wrapper => scroll horizontal *\/\n    table{\n      border-collapse:collapse;\n      width:max-content;  \/* Important: la table garde sa largeur naturelle *\/\n      min-width:760px;    \/* Ajuste selon le nombre de colonnes *\/\n    }\n\n    th,td{padding:10px 10px;border-top:1px solid #e5e7eb;vertical-align:top}\n    thead th{border-top:none;background:#f9fafb;font-weight:700;text-align:left}\n    .num{text-align:right;white-space:nowrap}\n    .total-row td{font-weight:800;background:#fcfcfd}\n    .muted{color:#6b7280}\n    .small{font-size:12px}\n\n    .kpi{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin:10px 0 0}\n    .kpi div{border:1px dashed #dd3333;border-radius:12px;padding:10px;background:#fff}\n    .kpi .label{font-size:16;color:#fff;margin-bottom:2px; background:#dd3333}\n    .kpi .value{font-size:16px;font-weight:800}\n  <\/style><div class=\"tco-badges\"><span class=\"badge\"><strong>Hino L7<\/strong> \u2014 Exemple chiffr\u00e9<\/span><span class=\"badge\">5 ans<\/span><span class=\"badge\">60 000 km\/an<\/span><span class=\"badge\">Diesel 1,85 $\/L<\/span><span class=\"badge\">Conso 24 L\/100<\/span><span class=\"badge\">Taux 7,99% (60 mois)<\/span><span class=\"badge\">Mise de fonds 15%<\/span><\/div><div class=\"tco-grid\"><!-- TCO --><article class=\"tco-card\"><h2><span class=\"ez-toc-section\" id=\"Tableau_1_TCO_Cout_Total_de_Possession_du_Hino_L7_%E2%80%93_Resume\"><\/span>Tableau 1 : TCO (Co\u00fbt Total de Possession) du Hino L7 \u2013 R\u00e9sum\u00e9<span class=\"ez-toc-section-end\"><\/span><\/h2><div class=\"table-scroll\" role=\"region\" aria-label=\"Tableau TCO (d\u00e9filement horizontal)\" tabindex=\"0\"><table><thead><tr><th>Poste de co\u00fbt<\/th><th class=\"num\">Annuel ($)<\/th><th class=\"num\">Sur 5 ans ($)<\/th><th class=\"muted\">Hypoth\u00e8se \/ d\u00e9tail<\/th><\/tr><\/thead><tbody><tr><td><strong>D\u00e9pr\u00e9ciation<\/strong><\/td><td class=\"num\">13 000,00<\/td><td class=\"num\">65 000,00<\/td><td class=\"muted small\">(140 000 \u2212 75 000) \u00f7 5<\/td><\/tr><tr><td><strong>Carburant<\/strong><\/td><td class=\"num\">26 640,00<\/td><td class=\"num\">133 200,00<\/td><td class=\"muted small\">60 000 km\/an \u00d7 24 L\/100 \u00d7 1,85 $\/L<\/td><\/tr><tr><td><strong>Autres co\u00fbts<\/strong> <br\/>(maintenance + assurance + plaque)<\/td><td class=\"num\">18 000,00<\/td><td class=\"num\">90 000,00<\/td><td class=\"muted small\">Budget annuel fixe<\/td><\/tr><tr><td><strong>Int\u00e9r\u00eats (financement)<\/strong><\/td><td class=\"num\">5 147,86<\/td><td class=\"num\">25 739,29<\/td><td class=\"muted small\">7,99% \/ 60 mois sur 119 000 $<\/td><\/tr><tr class=\"total-row\"><td><strong>TCO total (net)<\/strong><\/td><td class=\"num\">62 787,86<\/td><td class=\"num\">313 939,29<\/td><td class=\"muted small\">Apr\u00e8s revente (inclus via d\u00e9pr\u00e9ciation)<\/td><\/tr><\/tbody><\/table><\/div><div class=\"scroll-hint\">Sur mobile : glisse le tableau vers la gauche\/droite pour voir toutes les colonnes.<\/div><div class=\"kpi\"><div><div class=\"label\">TCO par km<\/div><div class=\"value\">\u2248 1,05 $\/km<\/div><div class=\"muted small\">62 787,86 \u00f7 60 000<\/div><\/div><div><div class=\"label\">Co\u00fbt net sur 5 ans<\/div><div class=\"value\">313 939,29 $<\/div><div class=\"muted small\">62 787,86 \u00d7 5<\/div><\/div><\/div><\/article><!-- Cashflow --><article class=\"tco-card\"><h2><span class=\"ez-toc-section\" id=\"Tableau_2_Cashflow_SortiesEntrees_%E2%80%93_Mensuel_du_Hino_L7\"><\/span>Tableau 2 : Cashflow (Sorties\/Entr\u00e9es) \u2013 Mensuel du Hino L7<span class=\"ez-toc-section-end\"><\/span><\/h2><div class=\"table-scroll\" role=\"region\" aria-label=\"Tableau Cashflow (d\u00e9filement horizontal)\" tabindex=\"0\"><table><thead><tr><th>\u00c9l\u00e9ment<\/th><th class=\"num\">Montant<\/th><th class=\"muted\">D\u00e9tail<\/th><\/tr><\/thead><tbody><tr><td><strong>Mise de fonds (15%)<\/strong><\/td><td class=\"num\">21 000,00 $<\/td><td class=\"muted small\">Pay\u00e9e au jour 0<\/td><\/tr><tr><td><strong>Montant financ\u00e9<\/strong><\/td><td class=\"num\">119 000,00 $<\/td><td class=\"muted small\">140 000 \u2212 21 000<\/td><\/tr><tr><td><strong>Paiement mensuel (financement)<\/strong><\/td><td class=\"num\">2 412,32 $\/mois<\/td><td class=\"muted small\">7,99% \/ 60 mois<\/td><\/tr><tr><td><strong>Carburant + autres co\u00fbts (mensuel)<\/strong><\/td><td class=\"num\">3 720,00 $\/mois<\/td><td class=\"muted small\">(26 640 + 18 000) \u00f7 12<\/td><\/tr><tr class=\"total-row\"><td><strong>Sortie mensuelle r\u00e9currente totale<\/strong><\/td><td class=\"num\">6 132,32 $\/mois<\/td><td class=\"muted small\">2 412,32 + 3 720,00<\/td><\/tr><tr><td><strong>Revente (mois 60)<\/strong><\/td><td class=\"num\">75 000,00 $<\/td><td class=\"muted small\">Entr\u00e9e \u00e0 la fin du terme<\/td><\/tr><tr class=\"total-row\"><td><strong>Flux net du mois 60<\/strong><\/td><td class=\"num\">+68 867,68 $<\/td><td class=\"muted small\">75 000 \u2212 6 132,32<\/td><\/tr><\/tbody><\/table><\/div><div class=\"scroll-hint\">Sur mobile : glisse le tableau vers la gauche\/droite pour voir toutes les colonnes.<\/div><h3 style=\"margin:14px 0 8px;font-size:16px;\">\u00c9ch\u00e9ancier annuel (vision gestion)<\/h3><div class=\"table-scroll\" role=\"region\" aria-label=\"\u00c9ch\u00e9ancier annuel (d\u00e9filement horizontal)\" tabindex=\"0\"><table><thead><tr><th>Ann\u00e9e<\/th><th class=\"num\">Paiements financement<\/th><th class=\"num\">Carburant<\/th><th class=\"num\">Autres co\u00fbts<\/th><th class=\"num\">Sorties totales<\/th><th class=\"num\">Entr\u00e9e revente<\/th><th class=\"num\">Flux net<\/th><\/tr><\/thead><tbody><tr><td>0<\/td><td class=\"num\">0<\/td><td class=\"num\">0<\/td><td class=\"num\">0<\/td><td class=\"num\">21 000,00<\/td><td class=\"num\">0<\/td><td class=\"num\">-21 000,00<\/td><\/tr><tr><td>1<\/td><td class=\"num\">28 947,86<\/td><td class=\"num\">26 640,00<\/td><td class=\"num\">18 000,00<\/td><td class=\"num\">73 587,86<\/td><td class=\"num\">0<\/td><td class=\"num\">-73 587,86<\/td><\/tr><tr><td>2<\/td><td class=\"num\">28 947,86<\/td><td class=\"num\">26 640,00<\/td><td class=\"num\">18 000,00<\/td><td class=\"num\">73 587,86<\/td><td class=\"num\">0<\/td><td class=\"num\">-73 587,86<\/td><\/tr><tr><td>3<\/td><td class=\"num\">28 947,86<\/td><td class=\"num\">26 640,00<\/td><td class=\"num\">18 000,00<\/td><td class=\"num\">73 587,86<\/td><td class=\"num\">0<\/td><td class=\"num\">-73 587,86<\/td><\/tr><tr><td>4<\/td><td class=\"num\">28 947,86<\/td><td class=\"num\">26 640,00<\/td><td class=\"num\">18 000,00<\/td><td class=\"num\">73 587,86<\/td><td class=\"num\">0<\/td><td class=\"num\">-73 587,86<\/td><\/tr><tr><td>5<\/td><td class=\"num\">28 947,86<\/td><td class=\"num\">26 640,00<\/td><td class=\"num\">18 000,00<\/td><td class=\"num\">73 587,86<\/td><td class=\"num\">75 000,00<\/td><td class=\"num\">+1 412,14<\/td><\/tr><tr class=\"total-row\"><td><strong>Total 5 ans<\/strong><\/td><td class=\"num\"><strong>144 739,29<\/strong><\/td><td class=\"num\"><strong>133 200,00<\/strong><\/td><td class=\"num\"><strong>90 000,00<\/strong><\/td><td class=\"num\"><strong>388 939,29<\/strong><\/td><td class=\"num\"><strong>75 000,00<\/strong><\/td><td class=\"num\"><strong>-313 939,29<\/strong><\/td><\/tr><\/tbody><\/table><\/div><div class=\"scroll-hint\">Sur mobile : glisse le tableau vers la gauche\/droite pour voir toutes les colonnes.<\/div><\/article><\/div><\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d7f6cee elementor-widget elementor-widget-text-editor\" data-id=\"d7f6cee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><span class=\"ez-toc-section\" id=\"7_The_levers_that_really_move_your_TCO_and_how_to_control_them\"><\/span>7) The levers that really move your TCO (and how to control them)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3>1) Fuel consumption (L\/100): lever #1<\/h3>\n<p>With 60,000 km\/year and $1.85\/L :<\/p>\n\n<ul>\n \t<li><strong>+1 L\/100 km = +600 L\/year<\/strong><\/li>\n \t<li><strong>Annual impact = 600 \u00d7 1.85 = $1,110\/year<\/strong><\/li>\n \t<li><strong>Impact over 5 years = +$5,550<\/strong><\/li>\n<\/ul>\n<p>\ud83d\udc49 Conclusion: a difference of <strong>23 vs 26 L\/100<\/strong> changes your TCO in a major way.<\/p>\n\n<h3>2) Diesel prices: the other critical lever<\/h3>\n<p>Same calculation: each price\/L variation directly affects your cost\/km.<\/p>\n<p>\ud83d\udc49 Tip: keep a <strong>range<\/strong> (e.g. low \/ medium \/ high) in your projections.<\/p>\n\n<h3>3) Resale value<\/h3>\n<ul>\n \t<li><strong>+$10,000<\/strong> on resale = <strong>-$2,000\/year<\/strong> over 5 years<\/li>\n \t<li>It comes down to: maintenance, history, general condition, corrosion, tires, mechanical file.<\/li>\n<\/ul>\n<h3>4) \u201cOther costs\u201d (maintenance\/insurance\/plate)<\/h3>\n<p>In our <strong>$18,000\/year<\/strong> scenario, this is solid if :<\/p>\n\n<ul>\n \t<li>Well-tracked planned maintenance<\/li>\n \t<li>Stable insurance<\/li>\n \t<li>Few claims\/downtime<\/li>\n<\/ul>\n<p>Otherwise, this item can escalate rapidly (and this is often where the TCO explodes).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-90b3071 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"90b3071\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-59fbb03 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"59fbb03\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c752701 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"c752701\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Download our free TCO calculator!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5729299 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"5729299\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Keep your free TCO calculator on your device for life.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b8c581 elementor-widget elementor-widget-off-canvas\" data-id=\"9b8c581\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"off-canvas.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"off-canvas-9b8c581\" class=\"e-off-canvas\" role=\"dialog\" aria-hidden=\"true\" aria-label=\"Off-Canvas-Calculator-3-en\" aria-modal=\"true\" inert=\"\" data-delay-child-handlers=\"true\">\n\t\t\t<div class=\"e-off-canvas__overlay\"><\/div>\n\t\t\t<div class=\"e-off-canvas__main\">\n\t\t\t\t<div class=\"e-off-canvas__content\">\n\t\t\t\t\t<div class=\"elementor-element elementor-element-169f8fb e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"169f8fb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e5017ad elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"e5017ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"#elementor-action%3Aaction%3Doff_canvas%3Atoggle%26settings%3DeyJpZCI6IjliOGM1ODEiLCJkaXNwbGF5TW9kZSI6InRvZ2dsZSJ9\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-times\" viewBox=\"0 0 352 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M242.72 256l100.07-100.07c12.28-12.28 12.28-32.19 0-44.48l-22.24-22.24c-12.28-12.28-32.19-12.28-44.48 0L176 189.28 75.93 89.21c-12.28-12.28-32.19-12.28-44.48 0L9.21 111.45c-12.28 12.28-12.28 32.19 0 44.48L109.28 256 9.21 356.07c-12.28 12.28-12.28 32.19 0 44.48l22.24 22.24c12.28 12.28 32.2 12.28 44.48 0L176 322.72l100.07 100.07c12.28 12.28 32.2 12.28 44.48 0l22.24-22.24c12.28-12.28 12.28-32.19 0-44.48L242.72 256z\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-80f834e elementor-widget elementor-widget-heading\" data-id=\"80f834e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Download our TCO calculator <br>(Total Cost of Ownership)  <\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-467c006 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"467c006\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-23c68fa e-grid e-con-full wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"23c68fa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-55a1d06 elementor-button-align-stretch elementor-widget elementor-widget-form\" data-id=\"55a1d06\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" id=\"Calculateur_TCO\" name=\"New form\" aria-label=\"New form\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"12137\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"55a1d06\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"Hino L7 TCO : total cost of ownership + cashflow | Hino Rive-Sud\" \/>\n\n\t\t\t\t\t\t\t<input type=\"hidden\" name=\"queried_id\" value=\"12137\"\/>\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-above\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-prenom elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-prenom\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tYour first name\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[prenom]\" id=\"form-field-prenom\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"First name\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-nom elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-nom\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tYour surname\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[nom]\" id=\"form-field-nom\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"Name\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tEnter your e-mail address\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"E-mail\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-tel elementor-field-group elementor-column elementor-field-group-field_1e5010d elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_1e5010d\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tEnter your phone number\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<input size=\"1\" type=\"tel\" name=\"form_fields[field_1e5010d]\" id=\"form-field-field_1e5010d\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"Phone\" required=\"required\" pattern=\"[0-9()#&+*-=.]+\" title=\"Only numbers and phone characters (#, -, *, etc) are accepted.\">\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-recaptcha_v3 elementor-field-group elementor-column elementor-field-group-field_a6f8145 elementor-col-100 recaptcha_v3-bottomright\">\n\t\t\t\t\t<div class=\"elementor-field\" id=\"form-field-field_a6f8145\"><div class=\"elementor-g-recaptcha\" data-sitekey=\"6LdKgvUrAAAAAHScyN3-pFYs4KKwRkMPxPVfSmYp\" data-type=\"v3\" data-action=\"Form\" data-badge=\"bottomright\" data-size=\"invisible\"><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-sm\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-file-download\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224 136V0H24C10.7 0 0 10.7 0 24v464c0 13.3 10.7 24 24 24h336c13.3 0 24-10.7 24-24V160H248c-13.2 0-24-10.8-24-24zm76.45 211.36l-96.42 95.7c-6.65 6.61-17.39 6.61-24.04 0l-96.42-95.7C73.42 337.29 80.54 320 94.82 320H160v-80c0-8.84 7.16-16 16-16h32c8.84 0 16 7.16 16 16v80h65.18c14.28 0 21.4 17.29 11.27 27.36zM377 105L279.1 7c-4.5-4.5-10.6-7-17-7H256v128h128v-6.1c0-6.3-2.5-12.4-7-16.9z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Download the calculator<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-beed6b9 elementor-widget elementor-widget-image\" data-id=\"beed6b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"782\" height=\"1020\" src=\"https:\/\/hinorivesud.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min.jpeg\" class=\"attachment-full size-full wp-image-11831\" alt=\"Calculateur TCO gratuit, Calculateur de TCO gratuit en ligne, Calculateur de TCO pour camion\" srcset=\"https:\/\/hinorivesud.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min.jpeg 782w, https:\/\/hinorivesud.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min-230x300.jpeg 230w, https:\/\/hinorivesud.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min-768x1002.jpeg 768w, https:\/\/hinorivesud.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min-600x783.jpeg 600w, https:\/\/hinorivesud.com\/wp-content\/uploads\/2026\/01\/Calculateur-TCO-Hino-L8-pour-camion-Camions-Hino-Hino-Quebec-Hino-Rive-Sud-et-Hino-Drummondville-min-41x54.jpeg 41w\" sizes=\"(max-width: 782px) 100vw, 782px\" \/>\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Overview of the TCO calculator you're about to get<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75a19f3 elementor-align-justify elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"75a19f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#elementor-action%3Aaction%3Doff_canvas%3Aopen%26settings%3DeyJpZCI6IjliOGM1ODEiLCJkaXNwbGF5TW9kZSI6Im9wZW4ifQ%3D%3D\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-file-download\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224 136V0H24C10.7 0 0 10.7 0 24v464c0 13.3 10.7 24 24 24h336c13.3 0 24-10.7 24-24V160H248c-13.2 0-24-10.8-24-24zm76.45 211.36l-96.42 95.7c-6.65 6.61-17.39 6.61-24.04 0l-96.42-95.7C73.42 337.29 80.54 320 94.82 320H160v-80c0-8.84 7.16-16 16-16h32c8.84 0 16 7.16 16 16v80h65.18c14.28 0 21.4 17.29 11.27 27.36zM377 105L279.1 7c-4.5-4.5-10.6-7-17-7H256v128h128v-6.1c0-6.3-2.5-12.4-7-16.9z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Download the calculator<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5022b93 elementor-widget elementor-widget-n-accordion\" data-id=\"5022b93\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8400\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-8400\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> What is the TCO of a Hino L7 in this scenario? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8400\" class=\"elementor-element elementor-element-b929ad3 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"b929ad3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-05b54dd elementor-widget elementor-widget-text-editor\" data-id=\"05b54dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>With a purchase price of $140,000 for the Hino L7,<\/p><ul><li>Resale price $75,000,<\/li><li>60,000 km\/year,<\/li><li>Diesel price $1.85\/L,<\/li><li>Average fuel consumption: 24 L\/100,<\/li><li>Other costs $18,000\/year<\/li><li>Financing 7.99% (down payment 15%),<\/li><\/ul><p>The net cost is <strong>\u2248 $313,939 over 5 years<\/strong>, or <strong>\u2248 $1.05\/km<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8401\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8401\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> How much does a Hino L7 cost \"per month\" in cashflow? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8401\" class=\"elementor-element elementor-element-988c484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"988c484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a2a134 elementor-widget elementor-widget-text-editor\" data-id=\"3a2a134\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Recurring outflows: <strong>\u2248 $6,132.32\/month<\/strong> (payment + fuel + annual costs), plus <strong>$21,000<\/strong> up front (down payment) and <strong>+$75,000<\/strong> at the end (resale).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8402\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8402\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Does financing change depreciation? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8402\" class=\"elementor-element elementor-element-8bfd305 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"8bfd305\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d238cac elementor-widget elementor-widget-text-editor\" data-id=\"d238cac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"7510\" data-end=\"7623\">No. Depreciation is still <strong data-start=\"7537\" data-end=\"7556\">purchase \u2013 resale<\/strong>. Financing adds an <strong data-start=\"7583\" data-end=\"7601\">interest cost<\/strong> that increases your TCO.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8403\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8403\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> What's the best way to reduce TCO? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8403\" class=\"elementor-element elementor-element-382754c e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"382754c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5174b37 elementor-widget elementor-widget-text-editor\" data-id=\"5174b37\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In practice, the three most effective levers are :<\/p>\n\n<ol>\n \t<li>\n<p>reduce actual consumption (idling, road, load, driving)<\/p>\n<\/li>\n \t<li>\n<p>stabilize annual costs (planned maintenance + insurance)<\/p>\n<\/li>\n \t<li>\n<p>maximize resale value (history, condition, maintenance)<\/p>\n<\/li>\n<\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8404\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8404\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Why compare in $\/km? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8404\" class=\"elementor-element elementor-element-b7725db e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"b7725db\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2cd2399 elementor-widget elementor-widget-text-editor\" data-id=\"2cd2399\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Because it neutralizes the \u201cI drive more\/less\u201d effect, and makes it possible to compare two configurations more accurately.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the TCO of a Hino L7 in this scenario?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"With a purchase price of $140,000 for the Hino L7,Resale price $75,000,60,000 km\\\/year,Diesel price $1.85\\\/L,Average fuel consumption: 24 L\\\/100,Other costs $18,000\\\/yearFinancing 7.99% (down payment 15%),The net cost is \\u2248 $313,939 over 5 years, or \\u2248 $1.05\\\/km\"}},{\"@type\":\"Question\",\"name\":\"How much does a Hino L7 cost \\\"per month\\\" in cashflow?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Recurring outflows: \\u2248 $6,132.32\\\/month (payment + fuel + annual costs), plus $21,000 up front (down payment) and +$75,000 at the end (resale).\"}},{\"@type\":\"Question\",\"name\":\"Does financing change depreciation?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. Depreciation is still purchase \u2013 resale. Financing adds an interest cost that increases your TCO.\"}},{\"@type\":\"Question\",\"name\":\"What's the best way to reduce TCO?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"In practice, the three most effective levers are :\\n\\n\\n \\t\\nreduce actual consumption (idling, road, load, driving)\\n\\n \\t\\nstabilize annual costs (planned maintenance + insurance)\\n\\n \\t\\nmaximize resale value (history, condition, maintenance)\"}},{\"@type\":\"Question\",\"name\":\"Why compare in $\\\/km?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Because it neutralizes the \u201cI drive more\\\/less\u201d effect, and makes it possible to compare two configurations more accurately.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>At a glance (Hino L7 TCO): TCO corresponds to the total real cost of a truck over the period: loss of value (purchase-resale) + fuel + annual charges (maintenance\/insurance\/plate) + interest (in this scenario). Calculation assumptions: Hino L7 purchased $140,000, resold $75,000 after 5 years, use 60,000 km\/year, diesel at $1.85\/L, average consumption 24 L\/100 km, annual expenses $18,000, financing 7.99% over 60 months with 15% down payment. Loss of value: approx. $13,000\/year. Fuel: approximately $26,640\/year. Financing: $21,000 down payment, $119,000 financed, payment of approximately $2,412.32\/month, for a total of approximately $25,739.29 in interest over 5 years. \u27a1\ufe0f Overall result: the Hino L7 TCO comes to \u2248 $62,787.86\/year, or \u2248 $1.05\/km, and \u2248 $313,939.29 over 5 years (net, after resale). Monthly \u201cfield\u201d cashflow (payment + fuel + charges): \u2248 $6,132.32\/month. Major cash flows: -$21,000 at start (down payment) then +$75,000 at end (resale). The most sensitive factor: fuel consumption: driving 60,000 km\/year, each +1 L\/100 km adds around $1,110\/year (diesel at $1.85\/L). What influences TCO the most: actual consumption, diesel price, resale value, and control of annual costs (maintenance\/insurance\/plate). Download our free TCO calculator! Keep your free TCO calculator on your device for life. Download our TCO calculator (Total Cost of Ownership) Your first name Your surname Enter your e-mail address Enter your phone number Download the calculator Overview of the TCO calculator you\u2019re about to get Download our TCO calculator (Total Cost of Ownership) Overview of the TCO calculator you\u2019re about to get Download the calculator Total Cost of Ownership Hino L7 full calculation + cashflow (5-year scenario \/ 60,000 km\/year) A price written on an order form is not enough to judge whether a truck is really profitable. To make an informed decision, it\u2019s better to look at the Total Cost of Ownership (TCO ): all the real expenses accumulated over the years and the kilometers depreciated, fuel, maintenance, insurance, registration, financing, etc., then take into account the resale value at the end of the term to obtain the net cost. In the category of 6-wheelers around 33,000 lbs GVWR, the Hino L7 is a robust and versatile option. Whether for transport (26 to 28 foot box, distribution, fleet) or operations requiring greater capacity, it\u2019s not the price that matters, but what the truck represents in terms of cost per kilometer and monthly cashflow. That\u2019s exactly the approach Groupe National Hino Rive-Sud favors: aligning the right truck configuration with your operating reality \u2013 type of use, budget, load, and performance objectives. In this article, we use a concrete scenario of 7.99% financing over 60 months with a 15% down payment to calculate the TCO of the Hino L7, then show you how to quickly adapt the model to your own data: annual mileage, actual consumption, diesel price, annual costs, resale value and other key parameters. Definition: What is TCO (total cost of ownership)? TCO adds up truck-related costs over a period of time (often 3 to 7 years): Depreciation: (purchase price \u2013 resale value) Fuel Annual costs: maintenance, insurance, license plate Financing: interest (if applicable) (Optional) tires, downtime, replacement vehicle, telematics, etc. \ud83d\udc49 In the end, you want 2 simple numbers: $\/km \/ month (cashflow) Why it\u2019s useful Because two trucks can have a similar purchase price\u2026 but cost very differently: one consumes more than the other one retains its value better (and therefore has a higher resale value) one has higher maintenance costs one makes you lose more time in downtime \ud83d\udc49 The TCO allows you to compare \u201capples to apples\u201d and decide with a concrete figure: Annual TCO (budget) TCO per km (profitability \/ operating cost) 2) Scenario assumptions (basic figures) Let\u2019s take a fairly neutral, standard scenario for the transport industry: Hino L7 (chassis cab only: no equipment) \u2013 Purchase price: $140,000 Resale after 5 years: $75,000 Usage: 60,000 km\/year Horizon: 5 years (300,000 km) Diesel: $1.85\/L Average fuel consumption: 24 L\/100 km Other costs (maintenance + insurance + plate): \u2248 $18,000\/year Financing: 7.99% over 60 months Down payment: 15% or $21,000 Please note taxes (GST\/QST), administration fees, tires, downtime and consumption variations (city\/highway\/load\/ralentiate) are not included here, to keep the model clear and comparable. 3) Hino L7 TCO calculation (step-by-step) A) Annual depreciation D\u00e9preciation = (140 000 $-75 000 $)\/5 years =13 000$\/year \u2705 Depreciation: $13,000\/year B) Annual fuel (24 L\/100 km) with 60,000 km\/year Litres\/year : 60 000\u00d724\/100 = 14 400 L\/year Cost\/year : 14 400\u00d71,85 = 26 640 $\/year \u2705 Fuel: $26,640\/year C) Other annual costs (Approximately $18,000\/year) \u2705 Maintenance + insurance + plate: \u2248 $18,000\/year D) Financing (7.99% over 60 months, 15% down payment) Downpayment: $140,000 \u00d7 15% = $21,000 Amount financed: $140,000 \u2013 $21,000 = $119,000 Monthly payment (60 months): $2,412.32\/month Total interest over 5 years: $25,739.29\u2192 annual average: $5,780.15\/year \u2705 Interest (annual average): $5,147. 86\/year 4) Hino L7 TCO results (final figures) \u2705 Hino L7 annual TCO 13 000 + 26 640 + 18 000 + 5 147,86 = 62 787,86 $\/year \u27a1\ufe0f Annual TCO \u2248 $62,787.86 \/year \u2705 Hino L7 TCO per km 62 787,86 $ \/ 60 000 km = 1,0465 $\/km \u27a1\ufe0f TCO \u2248 $1.05\/km \u2705 Net cost over 5 years (after resale) of the Hino L7 62,787.86\/year \u00d7 5 years = 313 939,29 $ \u27a1\ufe0f Net cost 5 years \u2248 $313,939 5) CASHFLOW version: what you actually get out (monthly + yearly) Cashflow is what helps you decide quickly: how much you take out each month to operate the truck. A) Monthly cash flow (months 1 to 60) Financing payment: $2,412.32\/month Fuel + other monthly costs: ($26,640 + $18,000) \/ 12 months = $3,720.00\/month \u2705 Monthly recurring total: 2,412.32 + $3,720.00 = $6,132.32\/month \u27a1\ufe0f Monthly cashflow \u2248 $6,132.32\/month B) One-off flows Day 0: $21,000 down payment Month 60: resale +$75,000 \u27a1\ufe0f In month 60, you have a net cash flow of approximately: +75,000 \u2013 6,132.32 = +$68,867.68 C) Annual cash flow (\u201cmanagement\u201d view) Each year (1 to 5), you have : Annual payments: $2,412.32 \u00d7 12 \u2248 $28,947.86 Fuel: $26,640 Other costs: $18,000 \u2705<\/p>\n<div class=\"klb-readmore button\"><a class=\"btn link\" href=\"https:\/\/hinorivesud.com\/en\/hino-l7-tco-total-cost-of-ownership-hino-l7\/\">Read More <i class=\"klbth-icon-right-arrow\"><\/i><\/a><\/div>\n","protected":false},"author":2,"featured_media":12140,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[319],"tags":[],"class_list":["post-12137","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-truck"],"acf":[],"_links":{"self":[{"href":"https:\/\/hinorivesud.com\/en\/wp-json\/wp\/v2\/posts\/12137","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hinorivesud.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hinorivesud.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hinorivesud.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/hinorivesud.com\/en\/wp-json\/wp\/v2\/comments?post=12137"}],"version-history":[{"count":4,"href":"https:\/\/hinorivesud.com\/en\/wp-json\/wp\/v2\/posts\/12137\/revisions"}],"predecessor-version":[{"id":12176,"href":"https:\/\/hinorivesud.com\/en\/wp-json\/wp\/v2\/posts\/12137\/revisions\/12176"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hinorivesud.com\/en\/wp-json\/wp\/v2\/media\/12140"}],"wp:attachment":[{"href":"https:\/\/hinorivesud.com\/en\/wp-json\/wp\/v2\/media?parent=12137"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hinorivesud.com\/en\/wp-json\/wp\/v2\/categories?post=12137"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hinorivesud.com\/en\/wp-json\/wp\/v2\/tags?post=12137"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}